NerdWallet, Inc. is a publicly traded (Nasdaq: NRDS) Delaware corporation headquartered in San Mateo, California, offering financial comparison content and a personal-finance app whose business model is affiliate/lead-generation: matching users to third-party financial products through the 'NerdWallet Platform', which includes co-branded partner arrangements (auto sales, investing, NerdWallet+) where information is shared with or received from unaffiliated partners. Its privacy policy discloses collection of identity-verification data (name, date of birth, Social Security number, driver's license number) alongside financial, vehicle and contact information, and states in a Colorado-specific disclosure that NerdWallet 'may sell or use your Personal Information... for targeted advertising purposes.' The policy also discloses third-party 'targeting cookies' set by advertising partners to build interest profiles and show ads on other sites, and engagement of Google Analytics, Hotjar and other advertising/analytics vendors; the iOS app's App Store privacy label separately self-declares a 'Data Used to Track You' category (Identifiers) and a 'Third-Party Advertising' purpose. The privacy policy names several operating subsidiaries (Fundera, Inc.; NerdWallet Advisory, Inc.; Next Door Lending d/b/a NerdWallet Mortgage Experts; NerdWallet Advisors LLC; NerdWallet Wealth Partners LLC; College Finance Company LLC). NerdWallet's own SEC Form 10-K states it is not presently a party to any litigation expected to have a material adverse effect on the business; no breach, FTC/CFPB order, or class-action judgment was found in this research.
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NerdWallet's privacy policy states that to verify a user's identity it collects information including name, date of birth, Social Security number, driver's license number or other government-issued identification, in addition to contact/registration information and financial information such as payment, bank account and tax-related information.
NerdWallet, Inc.'s SEC Form 10-K cover page states the company is incorporated in Delaware with principal executive offices in San Mateo, California, and that its Class A common stock has been listed on the Nasdaq Global Market under the symbol 'NRDS' since November 4, 2021.
NerdWallet's own privacy policy names the specific operating subsidiaries and affiliates that make up 'NerdWallet Services,' including Fundera, Inc.; NerdWallet Advisory, Inc.; Next Door Lending d/b/a NerdWallet Mortgage Experts d/b/a NerdWallet Homes; NerdWallet Advisors LLC; NerdWallet Wealth Partners LLC; and College Finance Company LLC.
A Colorado-specific disclosure in NerdWallet's privacy policy states that the company may sell or use a user's Personal Information for targeted advertising purposes, a self-declared 'sale' of personal information under Colorado's privacy law.
NerdWallet's SEC Form 10-K states under Legal Proceedings that the company is not presently a party to any litigation the outcome of which, if determined adversely, would individually or taken together have a material adverse effect on its business, operating results, cash flows or financial condition.
The NerdWallet: Smart Money App's Apple App Store privacy label self-declares a 'Data Used to Track You' category (Identifiers) used to track the user across apps and websites owned by other companies, and separately lists a 'Third-Party Advertising' purpose category collecting Identifiers, Device ID and Advertising Data not linked to identity.
NerdWallet's privacy policy discloses that 'targeting cookies' are set on its services and platform by advertising partners to build a profile of the user's interests and show relevant adverts on other sites, and that it engages third-party vendors including Google Analytics and Hotjar for analytics and advertising services.